All Issues

Auto Finance & Sales

A safe and reliable car is essential for many families to access child care, jobs, groceries, medical appointments, and more. But buying and financing a car can be difficult and expensive. NCLC works to ensure that families get a fair deal through policies that bring transparency and fairness to car sales and financing, and NCLC supports non-profit programs that help struggling families get a car.

Key Topics

Auto Finance

Advancing policies that bring transparency and fairness to car financing.

Auto Sales

Working to stop abusive car sales tactics so families can get a safe and reliable car.

Electric Vehicles

Working to ensure that electric vehicle policies address the transportation needs of low-income consumers.

Featured

Recent Resources

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2025 Consumer Protection Federal Priorities

October 21, 2024

The New York Times: What to Do if You Fall Behind on Auto Loan Payments

October 11, 2024

ProPublica: What No One Tells You About Car Loan Deferments

September 12, 2024

High Level Principles Regarding Connected Cars

May 23, 2024

Amicus Brief: Ochoa v. Ford Motor Company

May 6, 2024

Broad Coalition of 104 Organizations Tell Congress to Support FTC CARS Rule

April 10, 2024

Consumer Group Comments Urging CFPB to Continue and Expand its Auto Data Collection Project

March 25, 2024

Group Comments on Transferability of EV Tax Credits

January 18, 2024

Group Comments on Enabling Consumers to Identify Dealers and Vehicles Eligible for EV Tax Credits and Other Issues of EV Tax Credits

January 18, 2024

Comments & Letters

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High Level Principles Regarding Connected Cars

May 23, 2024

Consumer Group Comments Urging CFPB to Continue and Expand its Auto Data Collection Project

March 25, 2024

Group Comments on Transferability of EV Tax Credits

January 18, 2024

Group Comments on Enabling Consumers to Identify Dealers and Vehicles Eligible for EV Tax Credits and Other Issues of EV Tax Credits

January 18, 2024

Ban Forced Arbitration in Autonomous Vehicle Contracts

July 24, 2023

Electric Vehicle Coalition Letter to Treasury Re: IRA Section 30C

June 15, 2023

Consumer Groups Comments to the CFPB Regarding the Need for Additional Auto Finance Data

December 19, 2022

Comments to the FTC Addressing Auto Sale Add-ons, Price and Financing Disclosures, Yo-yo sales, and More

September 12, 2022

Group Letter to the FTC Addressing Auto Sale Add-ons, Price and Financing Disclosures, Yo-yo sales, and More

September 12, 2022

Reports

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Time to Stop Racing Cars: The Role of Race and Ethnicity in Buying and Using a Car

April 15, 2019

Shifting into Gear: A Revised Guide to Creating or Improving a Car Ownership Program

April 15, 2014

Issue Briefs

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2025 Consumer Protection Federal Priorities

October 21, 2024

2023-2024 Consumer Protection Federal Priorities

January 13, 2023

2022 Consumer Protection Federal Priorities

February 18, 2022

New Ways to Understand the Impact of Auto Finance on Low-Income Families

May 1, 2016

Testimony

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Testimony During “Examining Discrimination in the Automobile Loan and Insurance Industries”

May 1, 2019

Press Releases & News

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The New York Times: What to Do if You Fall Behind on Auto Loan Payments

October 11, 2024

ProPublica: What No One Tells You About Car Loan Deferments

September 12, 2024

Broad Coalition of 104 Organizations Tell Congress to Support FTC CARS Rule

April 10, 2024

Consumer Advocates Applaud FTC for Moving Forward with CARS Rule

December 12, 2023

Los Angeles Times: Why all Latino wealth is not equal

July 19, 2023

Consumer Advocates Applaud Members of Congress for Supporting FTC Auto Dealer Rule

June 22, 2023

NBC News: “With car repossessions and home foreclosures rising, some Americans are living on a financial cliff”

April 29, 2023

NBC News: “The cost of owning a car keeps rising, but a price drop could be on the horizon”

April 8, 2023

NPR: “Even after you think you bought a car, dealerships can ‘yo-yo’ you and take it back”

February 4, 2023

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