Digital Library: New Consumer Law Rights Taking Effect in 2025

January 7, 2025 — Article

This article lists federal and state consumer law rights scheduled to go into effect or expire during the period from December 1, 2024, through January 1, 2026. Other consumer law changes will be enacted in 2025 and will go into effect in 2025; this article lists changes whose effective dates have already been scheduled as of December 31, 2024.

Of special importance are eleven FCC, CFPB, FTC, and bankruptcy rules that go into effect during this period.  Also, of note are changed dollar amounts throughout the Bankruptcy Code and a number of changes concerning mortgage loans. California has been particularly active in enacting legislation that will go into effect in 2025—seventeen items are listed.  Changes in state law are noted in thirty-one states.

NCLC encourages readers to submit (to [email protected]) additional consumer law changes effective in 2025, especially changes found in state consumer legislation. NCLC will add appropriate submissions to this article.