Essentials About Credit Reporting

By: Chi Chi Wu

September 6, 2018 — Article

Understanding how a credit report works and how it affects a family is critical in allowing families to make the right choices in dealing with debt and other obligations. This article sets out what families in financial difficulty should know about credit reporting and credit scores, including what they are, at what point non-payment affects a credit score, as well as who sees a credit report and who does not.