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Upcoming Comments

The following rulemakings are outstanding. Some agencies may accept comments after the deadline. For completed regulatory comments in a particular subject area, visit the appropriate issue or project page under Our Work. All agencies’ open rulemakings, and submitted comments, can be viewed at http://www.regulations.gov, which is searchable by docket number and other means.

Open Comments

Faster Electronic Payments
  • Dec. 13, 2024 deadline to comment on proposed Nacha rule expanding the time to send same-day ACH payments and speeding up funds availability for certain non same-day payments.

Recently Closed Comments

Banking, Payments, & Remittances
  • October 30, 2024 extended deadline to comment to the OCC, FRB, and FDIC on Bank-Fintech Arrangements Involving Banking Products and Services Distributed to Consumers and Businesses.
Fintech Credit & Earned Wage Advances
  • October 30, 2024 deadline to comment on the federal banking agencies’ 10-year review, under the Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA), of agency regulations to identify outdated or otherwise unnecessary regulatory requirements. The regulations under review for this comment request are those under 4. Consumer Protection, 5. Directors, Officers and Employees, and 6. Money Laundering on the EGRPRA website. Comment separately on regulations under the FDIC, Federal Reserve System or OCC. 
  • Dec. 2, 2024 deadline to comment on proposed rule by FDIC on custodial accounts.
Equity & Racial Justice
  • October 11, 2024 deadline to comment on NCLC’s petition to use the Equal Credit Opportunity Act to Help Renters.
Coerced Debt
  • October 5, 2024 deadline to comment in support for NCLC’s petition to the CFPB to undertake rulemaking under Regulation V (implementing the Fair Credit Reporting Act) to broaden the definition of ID theft and ID theft report, and protect victims of coerced debt.
Homeownership & Foreclosure
  • October 10, 2024 deadline to comment on HUD’s proposed guidance on partial claims and payoffs.
  • September 19, 2024 deadline to comment on HUD’s proposed rule that governs the bulk sale of FHA-insured loans.
  • September 9, 2024 deadline to comment on CFPB’s proposed rule that revamps the process for providing borrower access to foreclosure alternatives.
  • August 26, 2024 deadline to comment on FHA’s system for assessing servicer compliance with FHA rules on a loan level.
  • August 2, 2024 deadline to comment to CFPB on how mortgage closing costs may be inflated and constraining the mortgage lending market.
  • May 6, 2024 deadline to comment on revisions to Veterans Affairs (VA)-Guaranteed or Insured Interest Rate Reduction Refinancing Loans (IRRRL).
Banking, Payments, & Remittances
  • September 3, 2024 deadline to comment to the Department of the Treasury on a proposed rule on anti-money laundering and countering the financing of terrorism programs.
  • September 6, 2024 deadline to comment to the Federal Reserve Board on the expansion of Fedwire® Funds Service and National Settlement Service (NSS) Operating Hours.
  • September 30, 2024 deadline to comment to the OCC, FRB, and FDIC on Bank-Fintech Arrangements Involving Banking Products and Services Distributed to Consumers and Businesses.
  • April 1, 2024 deadline to comment on the proposed rule by the CFPB to limit abusive overdraft fees.
High-Cost Credit
Energy, Utilities, & Telecommunications
  • August 19, 2024 deadline to comment on Federal Register Notice Request for Comments on the Proposed Collection of Information in the Residential Utility Disconnections Survey (Form EIA-112). The US Department of Energy is considering creating a national utility data reporting requirement, so that most utilities would have to report the number of households that they disconnect from electricity or gas, and other data related to energy poverty. The DOE is accepting comments on the new requirements and Form EIA-112.
Credit Reporting & Data Fairness
Consumer Protection Regulation
Criminal Justice
  • April 5, 2024 deadline to comment on the DOJ’s Office for Victims of crime proposed rule to replace the current rule governing the Victims of Crime Act Victim Compensation Grant Program.
  • April 1, 2024 deadline to comment on the Bureau of Prison’s proposed rule prohibiting use of money-transfer services like CashApp.
Equity & Racial Justice
  • Feb. 20, 2024 deadline to respond to the U.S. Department of Treasury’s request for information to identify opportunities to advance financial inclusion through policy, government programs, financial products and services, technology, and other tools and infrastructure.
View Closed Comment Opportunities

2022 Consumer Protection Federal Priorities

The steps listed are common-sense reforms rooted in basic fairness that will fight fraud and help keep consumers in their homes, cars, and jobs so they can invest their wages in their local businesses and communities.

Learn More