All Issues

Consumer Protection Regulation

The Consumer Financial Protection Bureau was created to ensure strong consumer protections, but the agency has been under attack since its inception. The Federal Trade Commission’s powers have been weakened, and the ability of all regulatory agencies to adopt robust consumer protections is regularly under threat. NCLC fights for protections against unfair, deceptive, and abusive practices and for a strong consumer regulation framework.

Key Topics

Consumer Financial Protection Bureau (CFPB)

The Consumer Financial Protection Bureau was created to ensure strong consumer protections, but the agency has been under attack since its inception.

E-Sign: Electronic Records & Signatures

Analyzing federal and state laws that allow electronic records and electronic signatures to replace pen and ink signatures.

Federal Trade Commission (FTC)

NCLC fights for a strong Federal Trade Commission and ensures it has the tools needed to protect consumers.

Military & Veterans

Protecting servicemembers and veterans from predatory lenders and scammers that target them for their steady but often limited income and benefits.

Preemption

Countering efforts to preempt strong state consumer protection laws.

Unfair, Deceptive & Abusive Practices (UDAP)

Fighting for protections against unfair, deceptive, and abusive practices.

Featured

Recent Resources

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Cracking the Code: Understanding and Overcoming Language Barriers in Consumer Finance

September 24, 2024

Amicus Brief: NAIB v. Weiser (10 Circuit, DIDMCA opt out)

September 23, 2024

Quick Summary of How to Approach Electronic Media Issues in Consumer Cases

September 10, 2024

Amicus Brief: Voss v. Quicken Loans, LLC et al.

August 22, 2024

Digital Library: 18 CFPB Actions in 2024 Aiding Private Consumer Litigants

August 21, 2024

100+ Groups Support the CFPB’s Removal of Medical Debt From Credit Reports

August 12, 2024

Comments to the Department of Treasury on Use of Artificial Intelligence in Financial Services

August 12, 2024

Stone v. Real Estate Equity Exchange, Inc. et al.

August 9, 2024

NCLC & Consumer Reports Comments to CFPB Regarding Buy Now, Pay Later Loans Interpretive Rule

August 1, 2024

Comments & Letters

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Comments to the Department of Treasury on Use of Artificial Intelligence in Financial Services

August 12, 2024

NCLC & Consumer Reports Comments to CFPB Regarding Buy Now, Pay Later Loans Interpretive Rule

August 1, 2024

90 Consumer, Civil Rights and Community Organizations and Academics Comments to CFPB Regarding Buy Now, Pay Later Loans Interpretive Rule

August 1, 2024

Letter in Support of the Stop Corporate Capture Act

July 22, 2024

Letter Urging OCC to Rescind Preemption Regulations

July 19, 2024

Sign-on Letter to the House Energy and Commerce Committee re the American Privacy Rights Act (ARPA)

June 25, 2024

Opposition to H.R. 7440 (McHenry) Financial Services Innovation Act of 2023

April 16, 2024

Consumer Coalition Comments to the FTC’s Proposed Junk Fee Rule

February 7, 2024

Letter Expressing Consumer Groups’ Concern with HR 1059 – SECURE Notarization Act of 2023

February 1, 2024

Reports

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Cracking the Code: Understanding and Overcoming Language Barriers in Consumer Finance

September 24, 2024

Unfair Debts With No Way Out: Consumers Share Their Experiences With Rental Debt Collectors

October 7, 2022

White Paper on Immediate Actions the CFPB Can Take to Address the COVID-19 Crisis

April 6, 2020

Consumer complaints about Debt Collection: Analysis of Unpublished Data from the FTC

February 19, 2019

Consumer Complaints about Debt Collection: Analysis of Unpublished Data from the FTC

February 12, 2019

The Role of the States under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010

December 1, 2010

Time to Update the Credit Practices Rule

December 1, 2010

Restore the States’ Traditional Role as “First Responder”

September 1, 2009

Issue Briefs

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Quick Summary of How to Approach Electronic Media Issues in Consumer Cases

September 10, 2024

2024 Consumer Reform Priorities to Protect Tenants

March 7, 2024

Presentation to the FCC on the Application of E-Sign to TCPA Regulations

September 19, 2023

2023-2024 Consumer Protection Federal Priorities

January 13, 2023

2022 Consumer Protection Federal Priorities

February 18, 2022

The CFPB Must Issue Emergency Guidance on Debt Collection During the Pandemic

December 1, 2020

2021 Foreclosure Prevention and Mortgage Lending Priorities: Consumer Financial Protection Bureau

November 1, 2020

Ohio’s New Residential PACE Programs Need Strong Consumer Protections to Prevent Homeowner Abuses

October 29, 2019

CFPB Debt Collection Rule Must Protect Consumers, Not Abusive Collectors

May 1, 2019

Press Releases & News

View All for Press Releases & News
Digital Library: 18 CFPB Actions in 2024 Aiding Private Consumer Litigants

August 21, 2024

100+ Groups Support the CFPB’s Removal of Medical Debt From Credit Reports

August 12, 2024

Consumer Advocates Support CFPB’s Interpretive Rule on Buy Now Pay Later Loans, Call For Additional Consumer Protections

August 1, 2024

CFPB Halts Worker Payday Loan Evasions

July 18, 2024

Digital Library: Consumer Litigation Guide to Supreme Court Rejection of Chevron

July 18, 2024

CFPB Proposed Rule Requiring Language Access in Mortgage Servicing Will Help Homeowners Avoid Foreclosure

July 11, 2024

PBS: How banning medical debt from credit reports could help millions of Americans

June 12, 2024

CFPB Proposes Banning Medical Debt from Credit Reports

June 11, 2024

CFPB Improves Protections for Buy Now Pay Later Loans

May 22, 2024

Amicus Briefs

View All for Amicus Briefs
Amicus Brief: NAIB v. Weiser (10 Circuit, DIDMCA opt out)

September 23, 2024

Amicus Brief: Voss v. Quicken Loans, LLC et al.

August 22, 2024

Amicus Brief: Cantero v. Bank of America

December 14, 2023

Amicus Brief of Ten Consumer Advocacy Organizations in CFPB v. Community Financial Services Association of America

May 22, 2023

Amicus Brief in CFPB v. CFSA

May 16, 2023

Amicus Brief in Robinhood v. Galvin

April 12, 2023

Amicus Brief in Chamber v. CFPB

December 23, 2022

Amicus Brief in Greene v. Philip Morris

December 14, 2022

Amicus Brief: AMG Capital Management, LLC V FTC

December 7, 2020

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