All Issues

Consumer Protection Regulation

The Consumer Financial Protection Bureau was created to ensure strong consumer protections, but the agency has been under attack since its inception. The Federal Trade Commission’s powers have been weakened, and the ability of all regulatory agencies to adopt robust consumer protections is regularly under threat. NCLC fights for protections against unfair, deceptive, and abusive practices and for a strong consumer regulation framework.

Key Topics

Consumer Financial Protection Bureau (CFPB)

The Consumer Financial Protection Bureau was created to ensure strong consumer protections, but the agency has been under attack since its inception.

E-Sign: Electronic Records & Signatures

Analyzing federal and state laws that allow electronic records and electronic signatures to replace pen and ink signatures.

Federal Trade Commission (FTC)

NCLC fights for a strong Federal Trade Commission and ensures it has the tools needed to protect consumers.

Military & Veterans

Protecting servicemembers and veterans from predatory lenders and scammers that target them for their steady but often limited income and benefits.

Preemption

Countering efforts to preempt strong state consumer protection laws.

Sandboxes

NCLC fights efforts to give risky new fintech products a pass on consumer protection laws in the name of "innovation."

Unfair, Deceptive & Abusive Practices (UDAP)

Fighting for protections against unfair, deceptive, and abusive practices.

Featured

Recent Resources

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USA Today: No more consumer protection? What the CFPB shutdown means for you.

February 21, 2025

CFPB Big Tech Payment App Oversight Rule Protects Personal Data and Reduces Fraud

February 20, 2025

Consumers and Groups File for Right to Defend Rule Removing Medical Debt from the Credit Reports of 15M People

February 13, 2025

Bill to Overturn CFPB Overdraft Fee Rule Would Hurt Families, Allow Big Banks to Keep $5 Billion in Excessive Fees

February 13, 2025

Lawsuit Challenges Trump Administration’s Illegal Effort to Shut Down CFPB

February 13, 2025

NTEU, NCLC and others v. Vought, Case No. 1:25-cv-00381 (D.D.C)

February 13, 2025

TIME: What Cuts to the CFPB Could Mean For Consumers

February 13, 2025

NPR: Up to 100 more workers are fired at CFPB as staff fear mass layoffs are looming

February 13, 2025

ACA International et al. v. Consumer Financial Protection Bureau et al.

February 12, 2025

Comments & Letters

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Comments to OCC on EGRPRA Review of Preemption and Fee Regulations

October 30, 2024

Letter to CFPB Requesting Guidance on E-Sign Compliance Requirements

October 21, 2024

Comment on Proposed Amendments to Wisconsin’s Debt Adjustment Services Rule

September 27, 2024

Comments to the Department of Treasury on Use of Artificial Intelligence in Financial Services

August 12, 2024

Letter in Support of the Stop Corporate Capture Act

July 22, 2024

Letter Urging OCC to Rescind Preemption Regulations

July 19, 2024

Sign-on Letter to the House Energy and Commerce Committee re the American Privacy Rights Act (ARPA)

June 25, 2024

Opposition to H.R. 7440 (McHenry) Financial Services Innovation Act of 2023

April 16, 2024

Consumer Coalition Comments to the FTC’s Proposed Junk Fee Rule

February 7, 2024

Reports

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Unfair Debts With No Way Out: Consumers Share Their Experiences With Rental Debt Collectors

October 7, 2022

White Paper on Immediate Actions the CFPB Can Take to Address the COVID-19 Crisis

April 6, 2020

Consumer complaints about Debt Collection: Analysis of Unpublished Data from the FTC

February 19, 2019

Consumer Complaints about Debt Collection: Analysis of Unpublished Data from the FTC

February 12, 2019

The Role of the States under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010

December 1, 2010

Time to Update the Credit Practices Rule

December 1, 2010

Restore the States’ Traditional Role as “First Responder”

September 1, 2009

Issue Briefs

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CFPB Big Tech Payment App Oversight Rule Protects Personal Data and Reduces Fraud

February 20, 2025

The CFPB: Protecting Servicemembers and Veterans

February 4, 2025

The CFPB Medical Debt Collection Advisory Opinion Protects Consumers from Illegal Collection Practices

February 4, 2025

CFPB’s Medical Debt Credit Reporting Rule Is a Lifeline to 15M People

January 31, 2025

Overdraft Rule Returns $5 Billion in Big Bank Junk Fees to Consumers’ Pockets

January 29, 2025

The CFPB Protects People From Abusive Debt Collection Practices

January 29, 2025

The CFPB: Promoting a Stable Housing Market

January 28, 2025

Robbed Behind Bars: Identity Theft Committed Against Incarcerated Victims

January 27, 2025

What States Can Do To Help Struggling Consumers

January 2, 2025

Press Releases & News

View All for Press Releases & News
USA Today: No more consumer protection? What the CFPB shutdown means for you.

February 21, 2025

Consumers and Groups File for Right to Defend Rule Removing Medical Debt from the Credit Reports of 15M People

February 13, 2025

Bill to Overturn CFPB Overdraft Fee Rule Would Hurt Families, Allow Big Banks to Keep $5 Billion in Excessive Fees

February 13, 2025

Lawsuit Challenges Trump Administration’s Illegal Effort to Shut Down CFPB

February 13, 2025

TIME: What Cuts to the CFPB Could Mean For Consumers

February 13, 2025

NPR: Up to 100 more workers are fired at CFPB as staff fear mass layoffs are looming

February 13, 2025

Associated Press: What does having the Consumer Financial Protection Bureau on hold mean for consumers?

February 12, 2025

Detroit Free Press: Consumers don’t need more hidden fees, tricky loans, or a repeat of financial crisis

February 12, 2025

Unlawful Shut Down of Consumer Agency Endangers Working Families, Honest Businesses, the Economy

February 10, 2025

Amicus Briefs

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Amicus Brief: NAIB v. Weiser (10 Circuit, DIDMCA opt out)

September 23, 2024

Amicus Brief: Voss v. Quicken Loans, LLC et al.

August 22, 2024

Amicus Brief: Cantero v. Bank of America

December 14, 2023

Amicus Brief of Ten Consumer Advocacy Organizations in CFPB v. Community Financial Services Association of America

May 22, 2023

Amicus Brief in CFPB v. CFSA

May 16, 2023

Amicus Brief in Robinhood v. Galvin

April 12, 2023

Amicus Brief in Chamber v. CFPB

December 23, 2022

Amicus Brief in Greene v. Philip Morris

December 14, 2022

Amicus Brief: AMG Capital Management, LLC V FTC

December 7, 2020

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