All Issues

Consumer Protection Regulation

The Consumer Financial Protection Bureau was created to ensure strong consumer protections, but the agency has been under attack since its inception. The Federal Trade Commission’s powers have been weakened, and the ability of all regulatory agencies to adopt robust consumer protections is regularly under threat. NCLC fights for protections against unfair, deceptive, and abusive practices and for a strong consumer regulation framework.

Key Topics

Consumer Financial Protection Bureau (CFPB)

The Consumer Financial Protection Bureau was created to ensure strong consumer protections, but the agency has been under attack since its inception.

E-Sign: Electronic Records & Signatures

Analyzing federal and state laws that allow electronic records and electronic signatures to replace pen and ink signatures.

Federal Trade Commission (FTC)

NCLC fights for a strong Federal Trade Commission and ensures it has the tools needed to protect consumers.

Military & Veterans

Protecting servicemembers and veterans from predatory lenders and scammers that target them for their steady but often limited income and benefits.

Preemption

Countering efforts to preempt strong state consumer protection laws.

Sandboxes

NCLC fights efforts to give risky new fintech products a pass on consumer protection laws in the name of "innovation."

Unfair, Deceptive & Abusive Practices (UDAP)

Fighting for protections against unfair, deceptive, and abusive practices.

Featured

Recent Resources

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Lara v. Sunrun Inc., et al.

December 10, 2024

Comments to OCC on EGRPRA Review of Preemption and Fee Regulations

October 30, 2024

Money: New CFPB Rule Could Make It Easier to Switch Banks

October 22, 2024

2025 Consumer Protection Federal Priorities

October 21, 2024

Letter to CFPB Requesting Guidance on E-Sign Compliance Requirements

October 21, 2024

FTC’s Click to Cancel Rule Takes on Tough to Cancel Subscriptions

October 16, 2024

White House Efforts Will Reduce Medical Debt, Protect Consumers from Harmful Debt Collection

October 1, 2024

Comment on Proposed Amendments to Wisconsin’s Debt Adjustment Services Rule

September 27, 2024

Amicus Brief: NAIB v. Weiser (10 Circuit, DIDMCA opt out)

September 23, 2024

Comments & Letters

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Comments to OCC on EGRPRA Review of Preemption and Fee Regulations

October 30, 2024

Letter to CFPB Requesting Guidance on E-Sign Compliance Requirements

October 21, 2024

Comment on Proposed Amendments to Wisconsin’s Debt Adjustment Services Rule

September 27, 2024

Comments to the Department of Treasury on Use of Artificial Intelligence in Financial Services

August 12, 2024

Letter in Support of the Stop Corporate Capture Act

July 22, 2024

Letter Urging OCC to Rescind Preemption Regulations

July 19, 2024

Sign-on Letter to the House Energy and Commerce Committee re the American Privacy Rights Act (ARPA)

June 25, 2024

Opposition to H.R. 7440 (McHenry) Financial Services Innovation Act of 2023

April 16, 2024

Consumer Coalition Comments to the FTC’s Proposed Junk Fee Rule

February 7, 2024

Reports

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Unfair Debts With No Way Out: Consumers Share Their Experiences With Rental Debt Collectors

October 7, 2022

White Paper on Immediate Actions the CFPB Can Take to Address the COVID-19 Crisis

April 6, 2020

Consumer complaints about Debt Collection: Analysis of Unpublished Data from the FTC

February 19, 2019

Consumer Complaints about Debt Collection: Analysis of Unpublished Data from the FTC

February 12, 2019

The Role of the States under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010

December 1, 2010

Time to Update the Credit Practices Rule

December 1, 2010

Restore the States’ Traditional Role as “First Responder”

September 1, 2009

Issue Briefs

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2025 Consumer Protection Federal Priorities

October 21, 2024

Quick Summary of How to Approach Electronic Media Issues in Consumer Cases

September 10, 2024

2024 Consumer Reform Priorities to Protect Tenants

March 7, 2024

Presentation to the FCC on the Application of E-Sign to TCPA Regulations

September 19, 2023

2023-2024 Consumer Protection Federal Priorities

January 13, 2023

2022 Consumer Protection Federal Priorities

February 18, 2022

The CFPB Must Issue Emergency Guidance on Debt Collection During the Pandemic

December 1, 2020

2021 Foreclosure Prevention and Mortgage Lending Priorities: Consumer Financial Protection Bureau

November 1, 2020

Ohio’s New Residential PACE Programs Need Strong Consumer Protections to Prevent Homeowner Abuses

October 29, 2019

Press Releases & News

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Money: New CFPB Rule Could Make It Easier to Switch Banks

October 22, 2024

FTC’s Click to Cancel Rule Takes on Tough to Cancel Subscriptions

October 16, 2024

White House Efforts Will Reduce Medical Debt, Protect Consumers from Harmful Debt Collection

October 1, 2024

Digital Library: 18 CFPB Actions in 2024 Aiding Private Consumer Litigants

August 21, 2024

Digital Library: Consumer Litigation Guide to Supreme Court Rejection of Chevron

July 18, 2024

CFPB’s SoLo Funds Enforcement Action is a Warning for Fintech Payday Lenders

May 20, 2024

U.S. Supreme Court Rejects Challenge to Consumer Watchdog

May 16, 2024

Los Angeles Times: Supreme Court rejects payday lenders’ challenge to Obama-era consumer protection bureau

May 16, 2024

AG Campbell Issues Advisory Providing Guidance on how Massachusetts Consumer Protection and Other Laws Apply to Artificial Intelligence

April 16, 2024

Amicus Briefs

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Amicus Brief: NAIB v. Weiser (10 Circuit, DIDMCA opt out)

September 23, 2024

Amicus Brief: Voss v. Quicken Loans, LLC et al.

August 22, 2024

Amicus Brief: Cantero v. Bank of America

December 14, 2023

Amicus Brief of Ten Consumer Advocacy Organizations in CFPB v. Community Financial Services Association of America

May 22, 2023

Amicus Brief in CFPB v. CFSA

May 16, 2023

Amicus Brief in Robinhood v. Galvin

April 12, 2023

Amicus Brief in Chamber v. CFPB

December 23, 2022

Amicus Brief in Greene v. Philip Morris

December 14, 2022

Amicus Brief: AMG Capital Management, LLC V FTC

December 7, 2020

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