Debt Collection

Millions of Americans have debts in collection, mostly due to a financial catastrophe. Debt collectors are consistently a top source of consumer complaints. NCLC works to strengthen debt collection laws to protect consumers from abusive debt collection, to improve consumer protections in collection lawsuits, and to shield essential income and assets from creditors. NCLC supports attorneys defending consumers with debts or suing collectors violating consumer protection laws.

No Fresh Start: Will States Protect Families from Debt Collectors Seizing Wages and Bank Balances? (2024)

December 18, 2024

Every state has a set of exemption laws, intended to prevent creditors from pushing families into destitution. This report finds that few states’ exemption laws meet even the most basic standards.

Read More about: No Fresh Start: Will States Protect Families from Debt Collectors Seizing Wages and Bank Balances? (2024)

From the NCLC Digital Library

Fair Debt Collection

The leading treatise on the Fair Debt Collection Practices Act, with all the tools a practitioner needs to recover actual and statutory damages and attorney fees for both individual and class action cases. NCLC’s unique FDCPA Case Connector provides access to over 15,000 FDCPA case summaries.

Read Chapter One

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