Advocates Release PSA for Student Loan Borrowers: The Government May Seize Your Tax Refund
Borrowers Advised to “Dial Before You File” to Know if Your Loans are in Default and Your Refund Is at Risk.
Newsroom
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Digital Library: FDCPA: 2025 in Review
This article examines the most significant 2025 Fair Debt Collection Practices Act (FDCPA) developments.
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Earned Wage Payday Lenders Are Picking Workers’ Pockets
New Report Exposes the Unfair, Deceptive and Abusive Practices of Earned Wage Payday Lenders
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The New York Times: If You’re Struggling With Student Loans, Here’s What to Know for 2026
Appearing in The New York Times on Jan. 2, 2026, Ann Carrns talks to Abby Shafroth, managing director of advocacy at NCLC about how millions of borrowers who are behind can expect the government to tighten repayment options this year. Any why experts say take action now to get help. What’s more, an additional seven…
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The Hill: Student loan borrowers face major changes to repayment options, loan limits this year
Appearing in The Hill on Jan. 8, 2025, Lexi Lonas Cochran spoke to Abby Shafroth, managing director of advocacy at the National Consumer Law Center about changes coming to student loan repayment that will impact low-income borrowers. “We’re looking at, pretty soon, being at a place where there are 10 million Americans with federal student…
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Statement of the Road to Opportunity Act Coalition on Favorable Report from Joint Transportation Committee
“We deeply appreciate the leadership of Senator Cyr and Chair Crighton in advancing this critical legislation."
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Digital Library: New Consumer Law Changes Taking Effect in 2026
This article lists federal and state consumer law changes scheduled to go into effect or expire during the period from December 1, 2025, through January 1, 2027. Other consumer law changes will be enacted in 2026 and will go into effect in 2026; this article lists changes whose effective dates have already been scheduled as…
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USA Today: States advance medical debt protections as federal support fades
Appearing in USA Today and KFF Health News on December 19, 2025, Rae Ellen Bichell interviews NCLC Director of Consumer Reporting and Data Advocacy Chi Chi Wu for coverage of how lawmakers in several states are working to expand medical debt protections for patients, even after the Trump administration reversed course and told states they…
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MarketWatch: It’s been illegal to make women have a man co-sign their loans since the ’70s. Now the Trump administration could change that.
Appearing in MarketWatch on December 17, 2025, Aarthi Swaminathan interviews NCLC Senior Attorney Jeremiah Battle, Jr. for coverage of proposed changes to a rule barring banks from discriminating against certain borrowers that advocates say are ‘alarming,’ and a ‘step backwards.’ “This rule would invite discrimination to persist in the credit market and create barriers to…
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The New York Times: What Is a ‘Zombie Mortgage,’ and How Can You Avoid It?
Appearing in The New York Times on December 13, 2025, Jill Terreri Ramos interviews NCLC Senior Attorney Andrea Bopp Stark to help answer a reader’s question about an outstanding “zombie mortgage” held by the previous owners of a home, who didn’t disclose it during the sale. Hopefully, hiring your own attorney will help you understand…
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NPR: Should you use buy now, pay later? Experts share 4 tips to know
Airing on NPR’s Planet Money on December 13, 2025, Vito Emanuel talks to NCLC Associate Director and Director of Federal Advocacy Lauren Saunders about how more shoppers are choosing to buy now, pay later this holiday season. Saunders warns it’s easy to borrow too much and lose track of how much you’re paying and when…
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NCLC’s Year in Economic Justice: 2025
NCLC advocates resisted rollbacks of federal consumer protections and fought to increase state-level protections.
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