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New 2026 Edition of Surviving Debt Offers Expanded Resources for People Struggling in Affordability Crisis

April 14, 2026

Free Online Guide Provides New Resources for Dealing with Medical Debt, Student Debt, Disaster Relief, and Property Tax Foreclosures

Start Here: What Help Do You Need?

April 1, 2000

Use this roadmap to quickly find the help you need with your student loans. Click the links that apply to your situation and be sure to review Understanding Your Loan Situation and Choosing Your Student Loan Goals to make sure you’re not missing out on any relief. What Are You Trying to Do? ➔ If…

NerdWallet: Parent PLUS Loan Limits: Guide to Borrowing Changes in 2026

April 1, 2026

Appearing in NerdWallet on April 1, 2026, Elin Johnson talks to Kyra Taylor, staff attorney at NCLC about how Parent PLUS loans will face new restrictions, as part of an overhaul of the student loan landscape. “Borrowers often don’t realize that the government has extensive power to collect what you owe if you default on…

The New York Times: What’s the Deal With Rent-to-Buy Home Contracts?

March 21, 2026

Appearing in The New York Times on March, 21, 2026, Jill Terreri Ramos talks to Sarah B. Mancini, managing director of advocacy at NCLC, about how renting a home until you have enough money to buy it might look like an attractive option, but there are traps everywhere. “Tenants in a lease-option may spend more…

The New York Times: Record Number of Student Loan Borrowers Are in Delinquency and Default

March 20, 2026

Appearing in The New York Times on March 20, 2026, Stacy Cowley talks to Kyra Taylor, staff attorney at NCLC, about recently released data from the Education Department, which showed that by the end of last year, 7.7 million borrowers had defaulted on $181 billion in federal student loans. “The last thing student loan borrowers…

GBH News: Consumer debt collection cases spike 60% in two years in Mass. courts

March 19, 2026

Appearing in GBH News on March 18, 2026, Liz Neisloss talks to April Kuehnhoff, senior attorney at NCLC, about new data that points to the urgent need for reform to defend people facing debt collection lawsuits filed largely by big, out-of-state companies. “It’s important to use that information to try to better work with individuals…

Associated Press: Student loans to go to Treasury Department as Trump continues to dismantle Education Department

March 19, 2026

Originally appearing in the Associated Press on March 19, 2026, Collin Binkley talks to Kyra Taylor, staff attorney at NCLC, about the U.S. Education Department’s decision to hand off a portion of its student loan portfolio to the Treasury Department. Student loan advocates condemned the move, saying it only adds to confusion as the Trump administration overhauls…

American Banker: New earned wage access schemes are worsening the affordability crisis

March 25, 2026

In an op-ed written for American Banker on March 25, 2026, Lauren Saunders, senior attorney at NCLC, looks at a new, slick breed of payday loan app that is working to extract profits from people struggling with the affordability crisis. “Many companies offering so-called earned wage access have the same basic business model as traditional payday lenders:…