Free Online, the 2025 Edition of Surviving Debt Provides New Resources on Student Debt, Medical Debt, and Homeowners’ Rights
Read More about New Resource Empowers Consumers Battling Mounting Debt
New Resource Outlines Tools to Reduce Incidence of Identity Theft Behind Bars
Read More about Incarcerated People Are Frequent Targets of Identity Theft
The National Consumer Law Center remains firmly committed to Dr. King’s vision of a just economy that works for everyone, with access to safe and affordable housing, sustainable credit, and education and employment opportunities at its bedrock.
Read More about On MLK Day, Remembering the Power of the People
Today, the Consumer Financial Protection Bureau (CFPB) ordered Equifax, one of the “Big Three ” nationwide consumer credit reporting agencies, to pay a $15 million penalty for conducting faulty and inadequate investigations when consumers disputed errors on their credit reports, in violation of the Fair Credit Reporting Act.
The CFPB found that the 2020 Opinion’s analysis of what constitutes “credit” under TILA was “significantly flawed” and that the Opinion, which was limited to completely free advances, had been misunderstood and misused to support claims that EWAs are not credit.
Read More about CFPB Rescinds 2020 Advisory Opinion on Earned Wage Advances
The Biden administration announced that it will provide $5.75 billion in relief to over 345,880 borrowers with outstanding loans borrowed to attend Ashford University, Drake College of Business, and schools owned by the Center for Excellence in Higher Education (CEHE).
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