Today, the Federal Trade Commission (FTC) announced its final rule targeting deceptive conduct in the sale and financing of motor vehicles, titled the “Combatting Auto Retail Scams” (CARS) Rule.
Read More about Consumer Advocates Applaud FTC for Moving Forward with CARS Rule
Annual Report Grades the Strength of State Protections for Family Finances; No State Earns an A; Georgia, Kentucky, Michigan, New Jersey, and Utah Get Failing Grade
A November 2023 CFPB report on the Fair Debt Collection Practices Act (FDCPA) highlights the untapped potential of FDCPA claims where debt collectors collect on medical debt not owed or owed in a lesser amount. The report describes how tens of millions of Americans face medical debt collection—somewhere between 17% and 35% of all adults have…
Read More about Digital Library: Widespread FDCPA Violations in Collection of Medical Debt
Absent the new energy code, low-income households will continue to be saddled with decades of energy waste, high utility bills and poor resilience, making housing less affordable long-term.
The California Department of Financial Protection and Innovation (DFPI) should restore cost limits for earned wage advances and other fintech cash advances.
Read More about California Should Not Delay Protections for Fintech Cash Advances
Airing on WBUR on Nov. 27, 2023, Simón Rios interviewed NCLC Senior Attorney Ariel Nelson for coverage of apartment application fees. Amid a region-wide housing shortage, advocates say application fees are on the rise, even when they’re not allowed. Where allowed, application fees can be used for legitimate reasons — like to pay firms that…
Read More about WBUR: For many renters, apartment application fees add up. Some are illegal
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