Legislation

We fight to improve the laws that protect low-income consumers. Visit Congress.gov for the status of a federal bill or to contact a member by phone or email (or call the Capitol Switchboard at (202) 224-3121). You can find out who your U.S. representative is here, and Members’ Twitter handles are here.

Note: For more materials on a particular subject area, visit Our Work page.

Federal Legislation

119th Congress (2025-2026)

Banking, Payments & Remittances

• H.J. Res 59 (Hill)/S.J. Res. 18 (Scott), CRA Resolution Disapproving CFPB Overdraft Lending Rule. Oppose.

Consumer Protection Regulation

• H.R. 77 (Biggs), Midnight Rules Relief Act. Oppose.
• H.R. 654 (Barr), To change the Bureau of Consumer Financial Protection into an independent agency named the Consumer Financial Empowerment Agency, to transition the Agency to the regular appropriations process, and for other purposes. Oppose.
• H.J. Res 59 (Hill)/S.J. Res. 18 (Scott), CRA Resolution Disapproving CFPB Overdraft Lending Rule. Oppose.

Credit Reporting & Data Fairness

• H.R. 306 (McBride), End Scam Credit Repair Act. Support.
• H.R. 1101 (Stevens), The Taxpayer Data Protection Act. Support.

Homeownership & Foreclosure

• H.R.1042 (Bonamici), To amend the HOME Investment Partnerships Act to establish a Project Turnkey Program to leverage vacant hotels and motels for housing and enhance shelter capacity nationally, and for other purposes. Support.

Legislative Archive

What States Can Do

State Model Laws