The NCLC Zombie Mortgage Checklist provides suggestions for gathering information and documents to help determine if an advocate’s client has a zombie second mortgage and if there may be claims against the lender or servicer that would enable a client to challenge the foreclosure, negotiate an affordable loan modification, and obtain other relief to allow them to stay in the home. The Checklist is intended for all advocates working with homeowners including housing or other counselors, community-based advocates, and attorneys.
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