Cornerstone Credit Union League and Consumer Data Industry Association v. CFPB and Acting Director of the CFPB, No. 4:25-cv-00016-SDJ (E.D. Tex.)
This case was brought by a credit union trade group and a credit reporting trade group against the CFPB to challenge the validity of the CFPB’s Medical Debt Rule (Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) 90 Fed. Reg. 3276-3374 (Jan. 14, 2025)), which removes medical debt from credit reports. Although the CFPB originally defended the Rule in the lawsuit, in early February it agreed to delay the effective date of the Rule through the case. As a result, Texas truck driver David Deeds and DC resident and father Harvey Coleman, as well as the nonprofit groups Tzedek DC and New Mexico Center on Law and Poverty (NMCLP) – all represented by NCLC – have moved to intervene in the lawsuit to defend the Rule.
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