April 22, 2020 — Issue Brief

The Coronavirus Aid, Relief, and Economic Security Act (CARES) Act (effective March 27, 2020) addresses urgent public health and economic needs in the face of the COVID-19 crisis.

STUDENT LOAN RELIEF UNDER THE CARES ACT:

Provides some relief but only for Direct Loan and Federal Family Education Loans (FFEL) currently owned by the U.S. Department of Education. For more details on what is covered, see What the CARES Act Means for Repayment of Federal Student Loans

Perkins Loans, borrowers whose FFEL loans are held by commercial lenders or guaranty agencies, and private loans are NOT protected by the CARES Act

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