All Resources
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How and When to Raise E-Sign Issues in Solar Cases
This virtual training features NCLC's Margot Saunders and Tom Domonoske of Consumer Litigation Associates.
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Comments to the Department of Treasury on Use of Artificial Intelligence in Financial Services
Use of artificial intelligence in financial services has the potential to reduce costs, increase efficiency in the underwriting process, detect fraud, and improve customer relations. However, the use of complex, opaque algorithmic models in consumer credit and banking transactions also heightens the risk of unlawful discrimination, and unfair, deceptive, and abusive practices.
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NCLC Comments Supporting CFPB Proposal to Ban Medical Debt From Credit Reports
These are NCLC’s detailed comments supporting the CFPB’s Notice of Proposed Rulemaking to ban medical debt from credit reports. The comments discuss the research and evidence to support the proposed rule, including the fact that medical debt disproportionately affects communities of color as well as consumers with disabilities. The comments also analyze why the CFPB…
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NCLC Petition for Rulemaking under the Equal Credit Opportunity Act to Protect Renters
This is a petition urging the CFPB to open a rulemaking under the Equal Credit Opportunity Act (ECOA) to define residential real estate leases as “credit” and landlords as “creditors” under the ECOA for two limited purposes:
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AFT v. MOHELA
American Federation of Teachers v. The Higher Education Loan Authority of Missouri, 2024-CAB-004575 (D.C. Super. Ct.) This complaint, filed on behalf of the American Federation of Teachers, seeks relief under the D.C. Consumer Protection Procedures Act for AFT, its members, and the general public from the Higher Education Loan Authority of the State of Missouri…
