Petition to the CFPB for FCRA Rulemaking on Coerced Debt
NCLC and CSAJ submit this petition for rulemaking under the FCRA to the CFPB asking the Bureau to:
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NCLC Comments to CFPB on Fees Imposed in Residential Mortgage Transactions
Closing costs are an expensive and confusing part of obtaining a mortgage. While addressing these issues can have some effect on entrance into the homeownership market and can also affect the cost of refinancing into a more affordable monthly payment, the Bureau should also focus on other more significant barriers to affordable homeownership, such as…
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Letter from 31 Public Interest Organizations to the FCC in Support of Opening a Rulemaking on Bulk Billing of Internet Service
The FCC has not yet voted on opening a notice of proposed rulemaking (NPRM) regarding bulk billing of internet service in multi-tenant environments. There was a press release that the FCC was going to issue an NRPM that proposed providing tenants with the ability to opt-out of a bulk billing arrangement. Without this ability, tenants…
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90 Consumer, Civil Rights and Community Organizations and Academics Comments to CFPB Regarding Buy Now, Pay Later Loans Interpretive Rule
The 90 undersigned consumer, civil rights and community organizations and academics submit these comments on the Consumer Financial Protection Bureau’s Interpretive Rule regarding buy now pay later (BNPL) credit. We support the CFPB’s conclusion that accounts used to access BNPL credit are credit cards that must comply with credit card rules governing disputes, errors, periodic…
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NCLC & Consumer Reports Comments to CFPB Regarding Buy Now, Pay Later Loans Interpretive Rule
Consumer Reports and the National Consumer Law Center, on behalf of its low-income comments, submitted comments on the Consumer Financial Protection Bureau’s (CFPB) proposed Interpretive Rule under the Truth in Lending (Regulation Z) on Use of Digital User Accounts to Access Buy Now, Pay Later Loans. As we described more fully in response to the…