Summary of NCLC’s opposition to proposed NPRM that would eliminate TCPA regulations requiring callers maintain a company specific do-not-call list and honor do-not-call requests.
S.1071 / H.1983: An Act relative to unlawful practices in the servicing and foreclosure of a subordinate mortgage provides a crucial lifeline for these homeowners. This legislation targets the predatory practices of zombie second mortgage investors and protects homeowners from unfair and deceptive tactics. It brings transparency and accountability to a system that has allowed…
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Many jails and prisons charge various fees, such as medical co-pays, emergency fees, prescription co-pays, medical device fees, and fees for necessary hygiene items. This issue brief discusses the problems caused by such fees and proposes state solutions.
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NCLC strongly supports IDFPR’s proposed regulations to regulate shared appreciation agreements (also known as HEI loans). But we also have a number of suggestions for making the rules clearer and stronger.
In a letter to FCC Chairman Brendan Carr, 9 national consumer advocacy organizations urge that the proposed repeal of critical TCPA consumer protections NOT be included in the NPRM to be voted on at the next FCC Open Meeting.
Read More about Coalition Letter to FCC Chairman Carr Regarding Critical Protections from Robocalls
NCLC and the Consumer Federation of America submitted comments to the CFPB opposing the proposed rulemaking to define the risks to consumers that would qualify an entity for risk-based supervision. The proposed rule directly contravenes the intention of Congress to give the Bureau considerable discretion in its exercise of this supervision authority, and it attempts…
Frankie Santiago, Nicole Nerohna, Joseph Neronha, Maria Neronha & Onny Jules, on behalf of themselves and all others similarly situated v. D.R. Horton, Inc., & DHI Mortgage Company, Ltd., 6:25-cv-01904 (M.D. Fla.) This class action lawsuit seeks relief from a deceptive home-selling and financing scheme employed by D.R. Horton Inc., the nation’s largest homebuilding company,…
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Disasters can create devastating housing and financial insecurity for working families. Owners of inherited family homes have a greater need and reduced access to vital disaster assistance funds. Inherited homes are more likely to be older and in physically inadequate conditions, increasing the likelihood that they will suffer damage in a disaster. Nearly one-third of…
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There are strategies that would reduce or even eliminate harmful scam calls by holding the VoIP providers liable for their failure to police their own businesses.
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Payment fraud continues to pose a threat to U.S. households, businesses, financial institutions, and the economy as a whole. Americans are plagued by problems with unauthorized transactions and fraudulently induced payments involving peer-to-peer payment applications, crypto-assets, bank-to-bank wire transfers, check alterations and forgeries, and Electronic Benefits Transfer (EBT) card skimming. Technological advances, making mobile and…
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UMMC is a coalition of more than 40 organizations committed to expanding access to affordable and sustainable homeownership and housing opportunities through Fannie Mae and Freddie Mac (the Enterprises). We work to ensure that the Enterprises fulfill their purpose to support access to mortgage credit throughout the country, including underserved housing markets, safely and soundly.…
On July 28, 2025, FHFA issued a proposed rule to repeal the 2024 Fair Lending Rule, which provided a legal framework for ensuring GSE compliance with the Fair Housing Act, the Equal Credit Opportunity Act, and the FTC Act’s prohibition on Unfair or Deceptive Acts or Practices (UDAP). The current rule also requires Fannie Mae,…
Read More about Fair Housing Coalition Letter Opposing Repeal of FHFA's Fair Lending Rule
