Resources Archive

Coalition Memo to Federal Agencies Urging Consumer Protections for Green Lending

August 6, 2024

Surging public and private investment in consumer-facing green lending products1 promises to lower household energy bills, improve environmental quality and health, combat climate change, and better protect families from climate impacts. The inrush of capital and new products can also expose families to predatory financing, unsuitable products, and outright fraud. The urgency to deploy capital…

Letter in Support of the Stop Corporate Capture Act

July 22, 2024

NCLC joins with others in support of the Stop Corporate Capture Act (H.R. 1507). This bill is critically important legislation that offers the necessary comprehensive blueprint for modernizing, improving, and strengthening the regulatory system to protect the public more effectively. Importantly, this bill also codifies Chevron deference to agency rulemaking, which was recently eliminated by…

Petition to the CFPB for FCRA Rulemaking on Coerced Debt

August 2, 2024

NCLC and CSAJ submit this petition for rulemaking under the FCRA to the CFPB asking the Bureau to:

NCLC Comments to CFPB on Fees Imposed in Residential Mortgage Transactions

August 2, 2024

Closing costs are an expensive and confusing part of obtaining a mortgage. While addressing these issues can have some effect on entrance into the homeownership market and can also affect the cost of refinancing into a more affordable monthly payment, the Bureau should also focus on other more significant barriers to affordable homeownership, such as…

Letter from 31 Public Interest Organizations to the FCC in Support of Opening a Rulemaking on Bulk Billing of Internet Service

July 31, 2024

The FCC has not yet voted on opening a notice of proposed rulemaking (NPRM) regarding bulk billing of internet service in multi-tenant environments. There was a press release that the FCC was going to issue an NRPM that proposed providing tenants with the ability to opt-out of a bulk billing arrangement. Without this ability, tenants…

90 Consumer, Civil Rights and Community Organizations and Academics Comments to CFPB Regarding Buy Now, Pay Later Loans Interpretive Rule

August 1, 2024

The 90 undersigned consumer, civil rights and community organizations and academics submit these comments on the Consumer Financial Protection Bureau’s Interpretive Rule regarding buy now pay later (BNPL) credit. We support the CFPB’s conclusion that accounts used to access BNPL credit are credit cards that must comply with credit card rules governing disputes, errors, periodic…

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