CFPB Should Modernize FTC Rule Addressing Abusive Creditor Collection Practices The FTC’s Credit Practices Rule protects consumers from abusive contract provisions that are designed to give the creditor an upper hand in collections and to evade legal protections for the debtor. The rule prohibits confessions of judgment, exemption waivers, irrevocable wage assignments, non-purchase security interests…
NCLC submitted comments to the FHFA regarding ways to strengthen the GSEs Equitable Housing Finance Plans to focus on equity, transparency and accountability.
Read More about Comments to FHFA on the GSEs Equitable Housing Finance Plans
On June 11, 2024, the Consumer Financial Protection Bureau (CFPB) issued its landmark proposal to prohibit medical debt on credit reports. It’s a terrific development worth taking a moment to celebrate. But the CFPB needs our support for the proposed rule to get it over the finish line. At the same time, state legislation is…
Read More about Take Action to Support the CFPB's Medical Debt Credit Reporting Proposal
Civil rights groups signed on to this letter to the House Energy and Commerce Committee urging them to postpone the mark up on the American Privacy Rights Act (APRA) until the civil rights protections and algorithmic auditing provisions are added back in.
This letter raises three concerns with the bill titled the American Privacy Rights Act (APRA). APRA includes some good protections to protect consumer privacy, such as a requirement that covered entities provide access to the data they have on consumers, correct errors, minimize the data they collect, and allow consumers to delete their data. However,…
Read More about Letter Raising Concerns Regarding the American Privacy Rights Act
The National Consumer Law Center signed on to a Coalition Letter to protect and strengthen diversity, equity, inclusion and accessibility for government entities and private employers.