In an op-ed appearing in The Hill on November 6, 2024, NCLC senior attorney Chi Chi Wu calls the Reporting Medical Debt Payments as Positive Consumer Credit Information Act of 2024 a “Trojan horse”, with hidden traps and backward steps for consumers.
One of the biggest problems with the bill is that it simply doesn’t do much to help consumers. Medical debt is almost always reported by debt collectors, so it shows up as a collection item — something viewed as inherently negative.
Chi Chi Wu, senior attorney at the National Consumer Law Center
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