Originally appearing in The New York Times on October 27, 2023, Ann Carrns looks at the practice of freezing your credit report, long regarded as one of the best steps to take to make sure identity thieves cannot obtain loans or credit cards in your name, and talks to NCLC senior attorney Chi Chi Wu about regularly checking your credit report after you’ve frozen it.
Even if you have a freeze, it’s still a good idea to continue checking your credit report regularly to make sure nothing is amiss.
Chi Chi Wu, a senior attorney at the National Consumer Law Center.
You can check your reports weekly at no cost at www.annualcreditreport.com.
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