50-State Survey: APRs Increase As States Allow Lenders to Pile on Junk Fees
November 21, 2024Interest rate caps still vary greatly from state to state, rates are trending upward, and too many states allow lenders to pile on junk fees.
Read More about: 50-State Survey: APRs Increase As States Allow Lenders to Pile on Junk FeesRecent
View All for Recent
Letter in Opposition to New Mexico HB 59
January 31, 2025
CFPB Rescinds 2020 Advisory Opinion on Earned Wage Advances
January 16, 2025
Comparing APRs on Small Loan Alternatives
January 7, 2025
Comments & Letters
View All for Comments & Letters
Letter in Opposition to New Mexico HB 59
January 31, 2025
Comments to NCUA Regarding CUSO Proposed Rule
April 30, 2021
Letter Opposing Proposed “Fair Access to Financial Services”
January 4, 2021
Reports
View All for Reports
Predatory Puppy Loans by TAB Bank and EasyPay Finance
February 1, 2022
Predatory Installment Lending in the States: 2020
February 28, 2020
Issue Briefs
View All for Issue Briefs
Comparing APRs on Small Loan Alternatives
January 7, 2025
State Rate Caps for $500 and $2,000 Loans
November 15, 2023
What States Can Do to Help Consumers: High Cost Loans
March 15, 2022
Federal Ability-To-Repay Requirements for Small Dollar Loans
November 1, 2021
Why Cap Interest Rates at 36%?
August 4, 2021
Press Releases & News
View All for Press Releases & News
CFPB Rescinds 2020 Advisory Opinion on Earned Wage Advances
January 16, 2025
50-State Survey Finds Larger Loans Need Lower Rates
March 6, 2024
Senate Introduces 36% Rate Cap Bill to Curb High-Cost Loans, Junk Fees
December 15, 2023
Legislation
View All for Legislation
Letter in Opposition to New Mexico HB 59
January 31, 2025
H.R. 9307: The SAFE Lending Act of 2022
November 17, 2022
From the NCLC Digital Library
Consumer Credit Regulation
Innovative thinking and precise authority on predatory lending and other consumer credit, including the latest payday and installment loans.
Read Chapter One